For couples who earn differently
A printable guide to building one shared money plan when your incomes differ: three ways to split costs, scripts for the hard talks, and a 30-day plan.
Instant PDF download · Print at home or use on a tablet · 7-day refund policy
Splitting everything 50/50 sounds fair until one of you earns a lot more than the other. Then rent, dinners out and holidays start to feel uneven, and it's hard to say so without it turning into a fight.
This guide lays out a few ways to split, so you can pick the one that fits you both and write it down.
One plan, written down together
Proportional, full pool and hybrid, each explained with a worked layout.
The 3 fairness models
Both incomes, shared costs and goals, filled in together.
Your shared money map
A suggested account structure, with a setup checklist.
The joint account blueprint
Printable PDF for two. Instant download.
Word-for-word language for proposing a split, talking about debt and disagreeing on spending.
The money conversation scripts
A checklist for personal spending money inside a shared plan.
Protecting individual freedom
One small step at a time, week by week.
Your 30-day money sync plan
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A PDF you download instantly after checkout.
Yes. Print the pages at home on standard letter paper, or fill them in on a tablet or computer.
Right after checkout you'll get a download link on the order confirmation page and in your confirmation email.
We have a 7-day refund policy. Email support@guidestackhq.com within 7 days of purchase.
No. The guide covers a few setups. You choose what fits.
Instant PDF download · 7-day refund policy · Questions? support@guidestackhq.com
Pair it with
This guide is also part of the Couples Toolkit bundle, with the Micro-Communication Repair Kit and The Invisible Labor Audit.
See Couples Toolkit (3-Guide Bundle) · $59.99 →Guide Stack HQ guides are self-guided printable workbooks for personal use. Preview images on this page are pages from the guide; some are shown cropped.
This guide is a self-guided planning tool for couples. It is not financial, legal, therapy or counseling advice. Results depend on your own situation.