Negotiating Creditors: The Self-Advocacy Script Kit
Your voice belongs on that call too.
A printable script kit for calls with card companies and lenders: word-for-word asks, a call log and pushback replies.
Instant digital download · PDF
Print at home or use on a tablet · 7-day refund policy

Is this for you?
Is this for you?
- You've been putting off a call to a creditor.
- You're not sure what you're allowed to ask for.
- You freeze when the first answer is no.
- You'd like a record of every call.
A look inside
What it helps you do
Decide what to ask for
A worksheet for getting clear on your ask before you pick up the phone.
What I want to ask for
More scripts to fill in
Late fee waivers, due date changes, payment plans and asking for time to think.
More scripts
Log every call
Who you spoke to, what they said and what happens next.
Call log
Ready when you are
Instant digital download · PDF
Compare any offers
Line up what each creditor offered, side by side.
Compare any offers
Pocket script cards
Your key lines, small enough to keep beside the phone.
Pocket script cards
Replies for pushback
Calm words for when the first answer is no.
Pushback replies
What's inside
What's inside
- Start Here: Where You Are Now
- The Core Idea, in Plain Words
- Your 5-Step Plan
- Tools and Templates
- When It Gets Hard
- Keep It Going
- Notes and Reflection
Free sampler
See a few pages first
Get a free sampler of Negotiating Creditors: The Self-Advocacy Script Kit in your inbox, plus a 10% off code if you decide to get the full version.
Questions about Negotiating Creditors: The Self-Advocacy Script Kit
What format is it?
PDF, instant download you download right after checkout. Nothing ships.
Which devices can I use?
Any phone, tablet or computer that opens PDFs. On a tablet you can fill pages in with a PDF annotation app.
Can I print it?
Yes. The pages are sized for standard letter paper and print fine at home.
How do I get it after buying?
You'll see a download link on the order confirmation page and in your confirmation email.
What if it isn't right for me?
We have a 7-day refund policy. Email support@guidestackhq.com within 7 days of purchase and we'll help.
Who is it for?
Anyone preparing to call a creditor. Educational only, not financial or legal advice.
Will it work with any lender?
It's a general script kit. Every creditor has its own options and policies.
Get your copy
Buy the guide · $27.99Instant digital download · PDF · Questions? support@guidestackhq.com
Guide Stack HQ guides are self-guided printable workbooks for personal use. Preview images are pages from the guide; some are shown cropped. Questions: support@guidestackhq.com.
Guide Stack HQ guides are self-guided printable workbooks for personal use. Preview images on this page are pages from the guide; some are shown cropped.
This guide is educational only and is not financial or legal advice. Results depend on your own situation and each creditor's policies.