{"product_id":"the-zero-interest-transfer-blueprint","title":"The Zero-Interest Transfer Blueprint","description":"\u003cp\u003eThe Zero-Interest Transfer Blueprint is a 25-page instant-download PDF, plus a companion calculator spreadsheet, for adults with credit card balances who want to understand how balance transfer offers work and plan their payoff steps. It treats a balance transfer as one option to weigh carefully, alongside others. Inside, you’ll find a card balance check-in, a readiness check and a plain-English glossary of terms like promo APR, transfer fee and deferred interest. A 5-step plan walks you through a debt snapshot, an offer checker, a transfer math calculator, a decision worksheet, a make-the-move checklist and an 18-month payoff calendar. The toolkit includes a promo countdown, spending guardrails, a payoff budget, call scripts and a progress chart. The spreadsheet compares two offers, works out the transfer fee and monthly payment from your own numbers, and tracks your payoff month by month. The PDF closes with a troubleshooting section, weekly check-ins, an all-cards tracker, and reflection and notes pages. The layout is ADHD-friendly, with short blocks, clear headings and checkboxes. Print it, or fill it in on screen.\u003c\/p\u003e\u003cp\u003eGuide Stack HQ: Guiding You to the Best Version of You.\u003c\/p\u003e","brand":"Guide Stack HQ","offers":[{"title":"Default Title","offer_id":67961188647144,"sku":null,"price":32.99,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0794\/9870\/7176\/files\/14-zero-interest-transfer-blueprint-cover.png?v=1792643369","url":"https:\/\/guidestackhq.com\/products\/the-zero-interest-transfer-blueprint","provider":"Guide Stack HQ","version":"1.0","type":"link"}